Analysis of Economic Benefits of China's Joint-Stock Commercial Banks based on Two-Stage Network DEA and DEA-Malmquist

  • Wentsao Pan, Wenbin Qian, Yating Xia, Zijuan Liu, Ying Liu

Abstract

Commercial banks are both financial institutions and independent economic entities. Therefore, commercial banks need to pay attention to their own operating efficiency while serving the real economy. On the one hand, it is responsible to all shareholders to ensure their investment interests; On the other hand, it is necessary to safeguard the survival and development of the enterprise. Objective evaluation of commercial banks' economic benefits is of great practical significance in promoting China's commercial banks to improve their capital operation efficiency, improve corporate governance, enhance the level of financial system services to the real economy, and promote their own healthy development. Based on super-efficient DEA and DEA-Malmquist method, this paper establishes a new network DEA model. By measuring some indicators of 10 commercial banks in China from 2017 to 2020, it is found that the network DEA model can better measure the economic benefits of commercial banks in China than the single-stage DEA model. The study found that China's commercial banks have been groping for development in the process of reform, but have not yet reached the optimal scale of operation. The overall scale efficiency is low and the operating efficiency needs to be improved.

How to Cite
Wentsao Pan, Wenbin Qian, Yating Xia, Zijuan Liu, Ying Liu. (1). Analysis of Economic Benefits of China’s Joint-Stock Commercial Banks based on Two-Stage Network DEA and DEA-Malmquist. Forest Chemicals Review, 448-459. Retrieved from http://forestchemicalsreview.com/index.php/JFCR/article/view/1138
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Articles