Research on the Safe Growth of Risky Financial Assets of the Middle-aged and Elderly Population: Take Stock Investment as an Example

Abstract

Promoting the conversion of middle-aged population pension savings to investment, promoting property income security, is an important measure to actively address the aging of population. Studies have been studied that financial literacy and stock proportional and income are in parallel, but this paper adds to the reconstruction of financial literacy. After group research, it is found that (1) Pension financial literacy and middle-aged population stock market participation is significant. The "logarithmic" relationship of the marginal decrement; (2) Relationship with the stock profit is "bridge". This is proposed to propose differentiated suggestions to facilitate the safety growth of middle-aged population risk financial assets and promote the healthy development of pension finance.